If you lost your belongings in a fire or burglary, would you know where to begin putting your life back together? A home inventory is a foolproof way to ensure you’re protected when disaster strikes.
Why You Should Create a Home Inventory?
If your belongings werelost in a fire甚至被盗,库存可以帮助你figu回家re out immediately what to replace. More importantly, it can help you obtain the funds you need to replace those items via your homeowner’s or renter’s insurance policy. Typically, after a disaster, insurance companies ask for a list of everything that was lost. This can be hard to produce during an emotional and difficult recovery time. A home inventory makes this process a lot easier, saving you time and ensuring a smoother recovery process.
如何创建一个家吗nventory?
A home inventory is simply a list of everything in your home, how much each item costs and when you bought it. What’s the best way to create a home inventory?
- Compile a photo or video inventory.
Take photos or video footage of every room from different angles, opening cabinets and closet doors to ensure thorough coverage. (Don’t forget these5 essential home inventory items.) - Make a list.
In addition to your photo/video footage, write down all of your valuables, room by room. What’s the easiest way to create a home inventory list? There are apps designed to help you do this, or you can use a spreadsheet or a pad of paper. Just be sure to make extra copies, storing one off-site.
Home Inventory Resources
If you’re new to creating/keeping a home inventory, there are many FREE resources to help guide you.
- Online home inventory resources:
- FDFSHomeowner’s Insurance Toolkit
An expansive 32-page toolkit, including a checklist and essential information for navigating insurance coverage parameters and legalese. - Real SimpleHome Inventory Worksheet
A ‘Real Simple’ 8-page guide featuring room-by-room fill-in-the-blank charts for common inventory items. - Take a Home InventoryPrintable
This 5-page PDF, designed for inventory/moving, is the same one found on other major insurer websites.
- FDFSHomeowner’s Insurance Toolkit
- Software
- Know Your Stuff (III Inventory)
- Web-based and accessible from any computer, including free, secure, off-site cloud storage.
- Home Inventory Spreadsheet
Similar to Excel, this spreadsheet organizes possessions by room, with easy-to-use, pre-formatted columns, and a field for the file name of item photos. - Neon Sandbox
Tracks item information, offering the unique capacity to add unlimited photos and documents (receipts, appraisals) for each item.
- Mobile Apps
- iOS
- III Inventory
- III Inventory by the Insurance Information Institute is the same as the “Know Your Stuff” online app. Store your home inventory on the secure, password-protected online server.
- Belongings Home Inventory App with Barcode Scanner
Scan items quickly, syncing with the “Belongings” online app for automatic backup, or exporting to Excel, PDF, or HTML.
- Android
- Encircle Home Inventory
Take inventory pictures by room, syncing with the online app for off-site backup. Enter model/serial to check the value of assets compared to your current insurance coverage. - Magic Home Inventory
Sort your home inventory into 15 categories, taking advantage of unique features such as sunburst chart and advanced search options.
- Encircle Home Inventory
- iOS
Keep It Current
Home inventory is not a ‘once and one’ endeavor. Don’t forget to update your home inventory list at least once a year. You never know when disaster may strike.
Struggling to pick up the pieces? Rainbow Restoration® can help.Contact us today.